Regular Bank Account (Checking Account)
Depending on the purpose and length of your stay it might be convenient or necessary to have a bank account in Salzburg, or in any other country that takes part in SEPA. Salaries or scholarships are usually paid into an Austrian bank account. Therefore, we recomend to open a bank account at a local bank. This will include a bank card which allows you to withdraw money from automatic teller machines and pay in many stores without having to carry cash.
Salzburg offers a great variety of banks to choose from. Their services are very difficult to compare and the fees vary greatly; from € 0,00 up to € 200,00 per year. In addition there are several online banks available.
List of Banks in Salzburg (Selection)
- Bank Austria UniCredit
- Bankhaus Spängler
- BAWAG PSK
- Hypo Salzburg – Salzburger Landeshypothekenbank
- Raiffeisenbank Salzburg
- Salzburger Sparkasse
- Volksbank Salzburg
In order to open a bank account you will, in any case, need an official identifiction document such as passport, ID-card, etc. Further documents you might be asked to present: visa, work contract, registration of address (Meldezettel). The bank of your choice will inform you accordingly. The Welcome Center will be happy to assist you in the process of opening a bank account.
Basic Bank Account
Since September 2016 all consumer who legally stay in Austria or any other country of the European Union have the right to a so called basic bank account (folder in german). It provides all features of a regular bank account with the exception that you cannot overdraw it. A bank may refuse to open a regular bank account for you but it cannot deny you a basic bank account